Buyer's Agent FAQPage Schema for Real Estate Agencies

{
  "@context": "https://schema.org",
  "@type": "FAQPage",
  "mainEntity": [
    {
      "@type": "Question",
      "name": "How much does a buyer's agent cost?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "In most transactions, the buyer's agent commission (typically 2.5–3% of purchase price) is paid by the seller from sale proceeds. After the 2024 NAR settlement, buyers now sign a buyer-broker agreement upfront specifying the agent's compensation. Some agents offer flat-fee or hourly arrangements. Buyers rarely pay out-of-pocket."
      }
    },
    {
      "@type": "Question",
      "name": "Do I need a buyer's agent to buy a home?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "You're not legally required to use a buyer's agent, but it's strongly recommended. A buyer's agent represents your interests (unlike the listing agent who represents the seller), has access to the full MLS, can identify overpriced listings, negotiates on your behalf, and coordinates the closing process. Their expertise typically saves buyers more than their commission cost."
      }
    },
    {
      "@type": "Question",
      "name": "How long does the home buying process take?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "From offer accepted to closing: typically 30–45 days for financed purchases. The pre-approval process: 1–3 days. Home search: days to months depending on market conditions. After contract acceptance: inspection (5–7 days), appraisal (1–2 weeks), mortgage underwriting (2–3 weeks), and final walkthrough/closing."
      }
    },
    {
      "@type": "Question",
      "name": "What credit score do I need to buy a house?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Conventional loan: 620 minimum (740+ for best rates). FHA loan: 580 with 3.5% down (500–579 with 10% down). VA loan (veterans): no minimum score, but lenders typically want 620+. USDA loan (rural areas): 640+ preferred. A higher credit score reduces your interest rate significantly — worth optimizing before applying."
      }
    }
  ]
}