Investment Property FAQPage Schema for Real Estate Agencies

{
  "@context": "https://schema.org",
  "@type": "FAQPage",
  "mainEntity": [
    {
      "@type": "Question",
      "name": "How do I calculate if an investment property is profitable?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Key metrics: Cap Rate = Annual Net Operating Income ÷ Purchase Price (target 5–8%+ in most markets). Cash-on-Cash Return = Annual Pre-Tax Cash Flow ÷ Total Cash Invested (target 8–12%+). 1% Rule: monthly rent should be ≥1% of purchase price. GRM (Gross Rent Multiplier) = Purchase Price ÷ Annual Gross Rent (lower = better)."
      }
    },
    {
      "@type": "Question",
      "name": "Should I buy a single-family home or multi-family for my first investment?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Single-family (SFR): easier to finance, easier to sell, lower management complexity, but single income stream. Multi-family (duplex/4-plex): higher income, live-in one unit while renting others (house hacking), qualifies for residential financing up to 4 units. Most first-time investors start with SFR or house hacking a 2–4 unit property."
      }
    },
    {
      "@type": "Question",
      "name": "What are the tax benefits of owning rental property?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Rental property tax benefits include: depreciation deduction (residential property depreciates over 27.5 years, reducing taxable income), mortgage interest deduction, property tax deduction, operating expense deductions (repairs, insurance, management fees), and potential 1031 exchange (defer capital gains by rolling proceeds into a like-kind property)."
      }
    },
    {
      "@type": "Question",
      "name": "How much do I need for a down payment on an investment property?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Investment properties require 15–25% down (vs. 3–20% for primary residences). Investment property mortgage rates are 0.5–0.75% higher than primary residence rates. House hacking (living in one unit of a 2–4 unit building) lets you use FHA financing (3.5% down) or conventional (5% down) with better rates."
      }
    }
  ]
}